We offer homebuyer education as a free service to educate the public, first-time and repeat homebuyers, and current homeowners, as well as a requirement to receive a HAPI Grant or Silent Second Mortgage. Classes are held twice monthly VIRTUALLY (via ZOOM). The Tuesday and Thursday split classes are held both evenings from 6:00 PM to 9:00 PM; attendance on both evenings is required. Saturday classes are held once a month from 10:00 AM to 4:00 PM.

Pre-purchase homebuyer education will provide information on the home buying process and make the process less stressful. Let’s educate ourselves before we buy!

Topics during class include:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 
• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 
• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.
• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.
• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

HAPI is a Proud Adopter of the National Industry Standards for Homeownership Education and Counseling. 

To learn more about the National Industry Standards for Homeownership Education & Counseling, Please visit:

www.homeownershipstandards.com